QuickDecision℠ Term Life Insurance

Competitively priced life insurance, exclusively for busy young physicians.

Exclusively for physicians under age 45

Life insurance plays a critical role in a solid financial strategy, but it’s often believed to be too expensive and the application process cumbersome. That’s why the QuickDecision℠ Term Life Insurance was designed. Physicians and their spouses or domestic partners under age 45 may secure significant life insurance protection at among the most cost-effective rates we offer. Plus, the QuickDecision℠ process means that once you apply, you can receive a decision quickly, often on the same day.

$1 million in term life insurance

Benefits of up to $1 million are available.  Choose the amount you need to supplement an existing plan or to be your main source of protection.

This is portable coverage that can stay with you through a job change or if you become self-employed.

No medical exam—quick coverage decision

Applying is fast, with no medical exam, just answer a few health questions. Your answers to questions, along with other information you give us permission to obtain from other sources (i.e motor vehicle reports, prescription drug check, Medical Information Bureau), will determine your acceptance. Since your application is processed in real time, you could get a coverage decision as soon as you complete your form.

Personal service from our Insurance Specialists

As a physician, your schedule can be very demanding and carving out time to address your insurance needs might be challenging.  Our Insurance Specialists are here to help make that process easier and to help you select the life insurance coverage that meets your unique needs.  Our specialists are non-commissioned, salaried employees and have no sales quotas to meet. Their sole purpose is to serve you.

New York Life Logo

Underwritten by:
New York Life Insurance Company
51 Madison Avenue, New York, NY 10010
On Policy Form GMR-FACE/G-30616-0
Under Group Policy No. G-30616-0

Box Logo are trademarks of New York Life Insurance
Company. Other trademarks are the property of their
respective owners.

Apply Online

Visit our enrollment site to apply online.

Apply By Mail

Select your state to download an application to apply by mail.

Apply By Phone
8am – 5pm (CT)
Monday – Friday

Calculate a Quote

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Total Annual Premium


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Rates current as of 2024

The AMA-sponsored Term Life Plan is underwritten by New York Life Insurance Company, 51 Madison Ave., New York, NY 10010, under Group Policy No. G-30616-0 on Policy Form GMR-FACE/G-30616-0. Plans may not be available in all states and product features may vary by state.

*Quotes are for illustrative purposes only. The rate shown is the Preferred Risk Class rate for qualified non-tobacco users in good health and who meet additional underwriting guidelines.

Related Info & Products

Which Product May Be Right For Me?

Selecting the right insurance products can be confusing. Browse lists of Products for physicians at different points in your medical career, or talk to an Insurance Specialist for more specific guidance and assistance.

Why AMA Insurance?

Our work is unique; our insurance plans should reflect that. The only plans sponsored by the American Medical Association (AMA), we tap into the power of over one million physicians to offer you competitive rates and benefits from top insurance companies.

SMRU #1766472