Hospital Income Insurance

Supplement your health insurance coverage with up to $600/day to spend any way you choose

Receive up to $4,200 per week

Even the best health insurance doesn’t cover everything. That’s why thousands of physicians now supplement their coverage with the exclusive group Hospital Income Insurance… and receive up to $600 a day for each day of a covered hospital stay. That’s money to help with out-of-pocket expenses such as co-pays, deductibles, even transportation costs, or childcare expenses. Money is paid directly to you or anyone you choose.

Guaranteed Acceptance

Your acceptance is guaranteed if you are an eligible physician under age 80 regardless of your current health. You can also enroll your spouse or domestic partner under age 80 and your eligible, unmarried children under age 27. You don’t have to undergo any medical exams or answer any health questions. The coverage does contain a Pre-Existing Conditions Limitation.

Cash benefits paid directly to you

How you spend your cash benefit payments of up to $600 per day/$4,200 per week is entirely up to you. Use your cash benefit to pay for expenses such as cooking, cleaning, pet care, medications, transportation to and from the hospital, hospital parking or any way you choose.

Double benefits for first day of hospitalization

If you’re over 60, you can receive double your daily benefit for your first day of covered hospitalization. That’s as much as $1,200.

Emergency outpatient benefit

Your full benefit is payable for each covered visit to the emergency room — for up to five visits a calendar year, even if you’re not admitted to the hospital.

Outpatient Surgical Benefit

Receive your full daily benefit amount, up to five times per calendar year, for a covered medically necessary surgical procedure performed by a physician in a hospital or ambulatory surgical center.

New York Life Logo

Underwritten by:
New York Life Insurance Company
51 Madison Avenue, New York, NY 10010
Under Group Policy No. G-29346-1
On Policy Form GMR-FACE/G-29346-1

Box Logo are trademarks of New York Life Insurance
Company. Other trademarks are the property of their
respective owners.

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Rates current as of 2023.

The Hospital Income Insurance is underwritten by New York Life Insurance Company, 51 Madison Ave., New York, NY 10010, under Group Policy No. G-29346-1
on Policy Form GMR-FACE/G-29346-1. This coverage may not be available in all states and product features may vary by state.

Enroll Online

Visit the enrollment site to apply online.

Enroll By Mail

Select your state to download an application to enroll by mail.

Enroll By Phone
8am – 5pm (CT)
Monday – Friday

Related Info & Products

Related Info & Products

Selecting the right insurance products can be confusing. Browse lists of products for physicians at different points in your medical career, or talk to an Insurance Specialist for more specific guidance and assistance.

Why AMA Insurance?

Our insurance reflects the unique needs of physicians. As a subsidiary of the American Medical Association (AMA), we tap into the power of over one million physicians to offer you specially negotiated benefits from top insurance companies.

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