Supplemental Health Insurance Program

AMA Insurance Supplemental Health Insurance Program

AMA Insurance has been responding to the needs of physicians by offering unique insurance solutions since 1988. We are now collaborating with ArmadaCare, a leading insurance program manager, to bring physician practices exclusive access to specialized benefits and services, known as the AMA Insurance Supplemental Health Insurance Program.

This suite of insurance policies is underwritten by Sirius America Insurance Company, which has a financial strength rating of A- (Excellent) from AM Best, S&P and Fitch.  Unlike typical supplemental insurance plans, this program offers coverage for routine, elective and unexpected healthcare expenses. Plus, the employer defines eligibility, whether that’s to all or just select employees.

The premier product, Ultimate Health, is designed specifically for the needs of practice owners, allowing you to control your practice’s overall healthcare benefit costs without sacrificing the coverage you deserve personally. There is coverage for out-of-pocket medical expenses, dental, vision and even items not covered by primary plans like elective executive physicals, LASIK, prescribed massage therapy and chiropractic care. It’s a tax-efficient way to fund your own out-of-pocket healthcare expenses through your practice.*

With a range of coverage and price points, all the plans in the AMA Insurance Supplemental Health Insurance Program offer these notable advantages:

  • The tax-advantaged* coverage allows you to give more and pay less than a comparable bonus.
  • Confidential behavioral health resources, known as Connect & Thrive, can help physician practices address stress and mental health and promote well-being.
  • There is compatibility with all types of primary health insurance plans and with HSAs.

To learn more, visit

View the AMA Insurance Supplemental Health Insurance brochure here.

*This is not local, state or federal tax advice as each person and each company is unique. It is recommended that you seek the independent counsel of a professional tax adviser.

For each insurance policy secured, AMA Insurance Agency, Inc., a subsidiary of the American Medical Association, receives a standard commission, which is a percentage of the premium collected by ArmadaCare.


Related Info & Products

Selecting the right insurance products can be confusing. Browse lists of products for physicians at different points in your medical career, or talk to an Insurance Specialist for more specific guidance and assistance.

Why AMA Insurance?

Our insurance reflects the unique needs of physicians. As a subsidiary of the American Medical Association (AMA), we tap into the power of over one million physicians to offer you specially negotiated benefits from top insurance companies.