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AMA Insurance — specialists in planning for the unplanned.

Medicare Retirement Insurance Specialists

Retirement planning isn’t just about acquiring assets. It’s about protecting them, too.
And that’s where a solid, up-to-date insurance plan comes in.

Planning for the imperfect world.

In a perfect world, there would be no fires, no floods, not even a fender bender. You would not need insurance. You could rest easy, secure in the knowledge that everything you had worked to accumulate would be there for your comfortable, financially secure retirement. But life doesn’t always go according to plan, and that’s where insurance comes in.

Access a team of physician insurance professionals.

As you look forward to your retirement years, it’s nice to know you continue to have access to a team of professionals in planning for the unplanned — a team that specializes in the insurance needs of physicians and their families through every stage of life from medical school through retirement.

The Insurance Specialists at AMA Insurance are not commissioned sales people. Their goal is what’s best for you. They’ll listen to you and assess what you’ll need to protect the assets you’ve worked so hard to acquire.

No matter where you live, you can access Insurance Specialists with a call or click. Call 888.627.5902 from 8 am to 5 pm Monday through Friday, Central Time.

Develop a protection plan.

Retirement is no time to put your assets at risk, so a protection plan makes sense.  Our insurance agents/producers will help you assemble a portfolio of insurance plans with competitive rates and special attention to your most important asset, your health.  As a physician, you have seen how illness can produce devastating financial consequences even for those who have insurance, including Original Medicare.  But there are economical ways to fill the gaps — and that’s where AMA Insurance comes in.

When it’s time to sign up for Medicare, you’ll have access to licensed agent/producer who can help you sort through your options, to cover co-pays, coinsurance, and deductibles.  Furthermore, you will be able to sign up for Medicare supplement insurance that will help cover co-pays, coinsurance, and deductibles Original Medicare leaves uncovered.

Get help with financial planning, too.

Finally, AMA Insurance also offers you access to the services of Physicians Financial Partners (PFP), with fully vetted independent financial professionals across the country. They will help you manage your assets with lifetime financial security as a goal.

Moving forward.

Retirement, whether before, after, or at 65, should be a time when you relax and enjoy. Making sure you are protected from the financial impacts of illness, accidents, and damage to property is a solid step toward peace of mind. Talk with an insurance professional who understands your particular needs and can help you go find the insurance protection you may need. You’ll be glad you did.

Important Dates For Medicare Enrollment

  • Your 65th birthday month +/- 3 months
  • Medicare Supplement Open Enrollment*
    65th birthday + 6 months
  • Medicare Open Enrollment
    Oct. 15–Dec. 7 every year
    (New coverage begins Jan. 1.)
  • Medicare Advantage Open Enrollment
    Jan. 1­-March 31 every year
    (New coverage begins July 1.)

Not connected with or endorsed by the U.S. Government or Federal Medicare Program.

* Important Information:
Kentucky: IN ORDER TO QUALIFY FOR A MEDICARE SUPPLEMENT INSURANCE PLAN DURING OPEN ENROLLMENT YOU MUST BE TURNING 65 OR OLDER. IF YOU ARE UNDER 65 AND ENROLLED IN BOTH MEDICARE PART A AND PART B AND YOU QUALIFY FOR A MEDICARE SUPPLEMENT INSURANCE PLAN, THE COMPANY MAY PERFORM UNDERWRITING IF YOU ARE NOT ELIGIBLE FOR A GUARANTEED ISSUE PERIOD.

Missouri: In order to qualify for a Medicare Supplement Insurance plan during open enrollment you must be turning 65 or have part B. A Medicare Supplement Insurance Plan may also be available to people under age 65 with certain disabilities and people of any age with End-Stage Renal Disease (ESRD). Persons who are covered by a Medicare Supplement Insurance plan may move to another company within 30 days of their annual policy anniversary date and the company must issues, on a guaranteed issue basis, a policy which is the same as the plan under which the insured was most recently covered.

New York: MEDICARE SUPPLEMENT INSURANCE IS ALWAYS GUARANTEED ISSUE AND OPEN ENROLLED IN NEW YORK.
Texas: Open enrollment is the 6 month period beginning on the first day of the month in which you are enrolled in Medicare Part B. If you are on Medicare under age 65, you will also have a 6 month open enrollment period when you reach age 65.

** Arkansas, Connecticut, Idaho, Massachusetts, Maine, Minnesota, New York, Vermont and Washington are community rated and do not allow age banded rates.

OUTLINE OF COVERAGE AVAILABLE UPON REQUEST.

Medicare Supplement insurance products underwritten by Transamerica Life insurance Company (TLIC), 6400 C Street SW, Cedar Rapds, IA 52499 or Transamerica Financial Life Insurance Company (TFLIC), 440 Mamaroneck Avenue, Harrison, NY 10528. TFLIC is licensed to conduct business new New York. TLIC is authorized to conduct business in all other states. In some states, Medicare Supplement insurance plans are available to qualified individual under age 65.

To maintain these valuable benefits, AMA is reimbursed for administrative expenses incurred in connection with this program.

No portion of AMA membership dues is used by AMA Insurance Agency, Inc. to support the marketing efforts of the AMA-sponsored Medicare Supplement Insurance Program.

EB3 2567908 V 10/23